As the world of cybersecurity changes, businesses and assessors are exploring exciting new technologies to stay in line with industry standards. Integrating Artificial Intelligence (AI) into Payment Card Industry (PCI) assessments is one innovation. The new guidelines from the PCI Security Standards Council (PCI SSC) provide a clear and secure way to weave AI into…
The PCI Security Standards Council (PCI SSC) has introduced significant changes to the Self-Assessment Questionnaire A (SAQ-A), effective March 31, 2025. These updates redefine merchant eligibility criteria and compliance expectations, prompting important discussions within the PCI community about their implications for merchants, service providers (SPs), and qualified security assessors (QSAs). Overview of Changes The updates to SAQ-A…
In the fast-paced hospitality and retail world, managing vendor relationships can feel like trying to keep a dozen plates spinning simultaneously! Did you know that nearly 60% of data breaches stem from third-party vendors? That staggering statistic underscores the importance of a solid vendor risk management program! As someone who has navigated the complexities of…
As the compliance deadline for PCI DSS 4.0.1 approaches on March 31, 2025, organizations must focus on implementing enhanced requirements to protect systems and networks from malicious software (malware). Among these updates is Requirement 5: Protect All Systems and Networks from Malicious Software, which emphasizes advanced measures to prevent, detect, and mitigate malware threats. Here’s…
The Payment Card Industry Data Security Standard (PCI DSS) was established to minimize fraud and ensure the security of credit card transactions through a comprehensive set of security requirements. As of March 31, 2024, PCI DSS version 3.2.1 has been retired, and 63 new requirements have been introduced in version 4.0.1. Transitioning to this updated standard is a…
JavaScript skimming attacks like Magecart continue to plague e-commerce businesses, targeting payment pages to steal sensitive customer data. To address this growing threat, PCI DSS v4.0 introduced Requirement 6.4.3, which focuses on managing and securing payment page scripts executed in the consumer’s browser. This requirement is also reflected in the updated SAQ A and A-EP, emphasizing…
In the current landscape, where data breaches are a prevalent threat, safeguarding sensitive information is of utmost importance for retailers. The emergence of End-to-End Encryption (E2EE) and the growing recognition of PCI Point-to-Point Encryption (P2PE)® as a superior alternative underscore the critical role of data encryption in the retail sector. Let’s delve into these encryption methods’ differences, benefits,…
With the March 31st deadline right around the corner, ensuring the security of payment pages is paramount for organizations handling cardholder information. The Payment Card Industry Data Security Standard (PCI DSS) provides a framework to protect sensitive data and combat fraud. Among its many requirements, Requirement 11.6.1 focuses on deploying a change- and tamper-detection mechanism…
Did you know that 60% of small businesses go out of business within six months of a cyberattack? With the hospitality industry being a prime target for cybercriminals, staying up-to-date with the latest Payment Card Industry Data Security Standard (PCI DSS) is crucial. In this article, we’ll dive into the key differences between PCI DSS…
Imagine this: It’s a busy day at your store, sales are booming, and suddenly your POS system goes dark. Worse yet, you later discover that thousands of customer credit card details have been stolen. This nightmare scenario is more than just a possibility—it’s a growing threat. Did you know that 60% of small businesses go…
