The PCI Security Standards Council (PCI SSC) released a targeted update to the Payment Card Industry Data Security Standard (PCI DSS) in June 2024. PCI DSS 4.0.1 offers a sigh of relief for compliance professionals, focusing on clarity and addressing industry feedback received since version 4.0 launched in 2022. While not a comprehensive overhaul, this…
The Payment Card Industry Data Security Standard (PCI DSS) is a set of requirements designed to safeguard sensitive cardholder data. Every few years, the PCI Security Standards Council releases updated standards to reflect the evolving threat landscape. The upcoming version, PCI DSS v4.0, will be in effect by March 31, 2025, and it strengthens protections…
The landscape of credit card fraud is constantly evolving, with criminals devising increasingly sophisticated methods to steal customer financial information. For merchants, these evolving threats pose a significant challenge, demanding a proactive approach to data security. Two particularly concerning methods are credit card skimming and shimmering, both capable of compromising sensitive information and eroding customer…
This article is the third and final installment in our series on PCI DSS version 4.0 requirement 6.3.1, which focuses on the identification and management of vulnerabilities. As one of the most complex and frequently misunderstood PCI DSS requirements, 6.3.1 significantly influences compliance programs, being referenced in ten other requirements. In parts one and two,…
In the context of PCI DSS 4.0, targeted risk assessments involve a systematic and detailed evaluation of potential threats and vulnerabilities related to the processing, storage, or transmission of cardholder data. These assessments aim to identify, measure, and prioritize risks an organization might face, helping define strategies to mitigate them. Unlike previous versions of PCI…
PCI DSS version 4.0 requirement 6.3.1, focusing on the identification and management of vulnerabilities, along with its predecessors in previous iterations of PCI DSS, has often been misconstrued. This requirement is interlinked with 10 other PCI DSS requirements, influencing how organizations configure systems, develop applications, apply patches, and address the outcomes of vulnerability scans and…
